Financing

Financing Made Easy!

We’re proud to offer financing options by partnering with New Century Bank! They have been in the banking business for over 120+ years and specialize in providing financing for people just like you!

Plus, New Century Bank is one of the only banks in Missouri to have dealt with the complexities of working with Barn Homes and Shed Homes built by the post-frame building industry, often called Shouse or Barndaminiums. So if you’d like to deal with a bank that knows what you need, then New Century Bank is the perfect option for you! Whatever your style, we like it. If you need to add a pole barn, home, commercial building, garage, or anything else, we can help you out!

At Built-Rite, we understand that turning your vision into reality requires careful planning and financial considerations. That’s why we’re excited to offer a range of financing options to help you bring your dream barndominium, home, consumer garage, agricultural building, or commercial structure to life. We believe that everyone deserves the opportunity to build, regardless of their current financial situation.

Barndominium/Home Financing: We proudly provide financing solutions that are specifically tailored for Barndominiums and Homes (something no other bank in the area specializes in!). Our goal is to make the construction process as seamless as possible. Here are two financing options that we have tailored to fit those needs:

1. Short-Term Construction Mortgage: Our short-term construction mortgage allows you to secure the necessary funds to build your barndominium or home. This financing option provides you with the flexibility and resources you need during the construction phase, helping you manage costs and complete your project on time.
2. Permanent Fixed-Rate Mortgage: Once construction is complete, we offer a permanent fixed-rate mortgage that converts your short-term construction mortgage into a long-term mortgage with predictable monthly payments. This option allows you to transition smoothly from the construction phase to homeownership while enjoying the stability of a fixed interest rate.

We also offer Consumer Garage Financing: We understand that upgrading your garage or building a new one is an investment in both functionality and aesthetics. To help you achieve your goals, we offer various financing options, including:

1. Home Equity Lines of Credit (HELOC): Tap into the equity of your existing home to finance your consumer garage project. A HELOC allows you to borrow against the value of your home, providing you with the flexibility to access funds as needed during the construction process.

Ag and Commercial Building Financing: For our agricultural and commercial clients, we offer competitive financing options to suit your specific needs. Whether you’re expanding your farming operations or establishing a new commercial facility, we can help you secure the necessary financing through mortgages designed for these types of buildings. Our team will work closely with you to understand your financial requirements and provide personalized financing solutions.

Our commitment to you goes beyond construction. We aim to be your trusted partner throughout the entire process, offering guidance and support when it comes to financing your project. Our experienced professionals will assist you in exploring the best financing options available and work diligently to secure the funding you need to bring your vision to life.

Take the first step toward your dream project by contacting our financing specialists today. Let’s work together to turn your dreams into reality!

Note: All financing options are subject to credit approval and may vary based on individual circumstances. Please consult with our financing specialists for more information and to determine the best financing solution for your specific needs.